Category Archive: Financial Sense

May 8, 2017   /   by Ars Lexis   /   ,

Is My Credit Score Really That “Bad”?

Is My Credit Score Really That “Bad”?

When trying to determine how “bad” a borrower’s credit score really is, they look at VantageScores and FICO scores. According to these entities, the usual dividing line between bad and fair credit is 630. And while lenders have different opinions on what bad credit is, in general, they fall into the following categories: Excellent Credit: 720 and […]

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April 19, 2017   /   by Ars Lexis   /   , ,

Bad Credit vs. No Credit: Which is Worse?

Bad Credit vs. No Credit: Which is Worse?

A lot of people avoid getting credit cards and always use cash for their transactions because they assume that having no debt, even in the form of standard credit cards, is just better. Although being debt-free isn’t necessarily bad, there might be times that having credit, even if it’s bad, might be better than having […]

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April 17, 2017   /   by Ars Lexis   /   ,

The Earlier, the Better: Investing as a College Student

The Earlier, the Better: Investing as a College Student

College students are ideal investors. They are curious, resilient creatures and are always eager to take on a challenge. Although their primary concerns still revolve around passing assignments on time, they are the right combination of maturity and fearlessness, qualities that are ultimately necessary for taking financial leaps. The Skill of Research Universities and various […]

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April 3, 2017   /   by Ars Lexis   /   , ,

Auto Loan Application: 3 Things That Will Matter Most

Auto Loan Application: 3 Things That Will Matter Most

Once you get past the stage of choosing a car you want, the next thing you should think about is your loan application. Things can be a little too overwhelming from here, so you need to be more careful when making a decision. Along with that, you want to ensure the approval of your application. […]

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March 31, 2017   /   by Ars Lexis   /   , ,

Content Marketing Trends that Will Shape Digital Media this Year

Content Marketing Trends that Will Shape Digital Media this Year

Content marketing is an effective strategy for businesses that wish to distribute relevant and valuable information to attract customers. It is one of the most sought after marketing techniques today. If you would like to know about content marketing trends and how it can help your business, read below. Effective Email Marketing Even if social […]

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January 30, 2017   /   by Ars Lexis   /   ,

Search for Your Next Apartment — Offline

Search for Your Next Apartment — Offline

These days, you can access anything and everything online easily. The internet gives you free access to a large number of listings, filtered in accordance to your budget and preferences. In Stratford, you can find rental property listings online on websites like First National Mills & Gibbon, which help you find exactly what you are […]

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December 17, 2016   /   by Ars Lexis   /   , ,

Enjoy the Financial Returns Offered by New Alternative Investments

Enjoy the Financial Returns Offered by New Alternative Investments

When your job allows you to earn more than what you need, the usual tendency is to put them in a regular savings account. This is due to the longstanding belief that banks are the safest places to put your money in. That is true, but have you asked yourself if the returns you gain […]

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December 11, 2016   /   by Ars Lexis   /   ,

What Internet Marketing Strategies Should You Look for?

What Internet Marketing Strategies Should You Look for?

Owners of small businesses often think that online marketing is only for large companies with a big budget for their advertising. But, this is not true. Small business enterprises can also benefit greatly from internet marketing services, depending on the strategy used. Consultations If you are one of the many small business owners that have […]

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November 11, 2016   /   by Ars Lexis   /   ,

Fixed-Rate Mortgages and the Hacks to Get the Most Out of It

Fixed-Rate Mortgages and the Hacks to Get the Most Out of It

Going through and exploring all the mortgage offers and packages is time-consuming and labor-extensive, but doing so is truly worth it. When you fail to take this critical step when taking out a home loan, you can end up with one that will lead to you wallowing in debts for a long time. Before you […]

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October 7, 2016   /   by Ars Lexis   /   ,

The 4 Characteristics of an Investment-Worthy Property

The 4 Characteristics of an Investment-Worthy Property

You may already know the value of investing, whether in stocks or mutual funds or other forms. The most appealing to you is real estate, you have the money but are asking how to invest in rental properties? Making such an investment requires knowledge of the characteristics of a profitable piece of property. Here’s how you know […]

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