Category Archive: Financial Sense

September 17, 2016   /   by Ars Lexis   /   , ,

Your Credit History: A Reflection of Responsibility

Your Credit History: A Reflection of Responsibility

In applying for a loan, one of the things a bank or a lender reviews is your credit history. If you are unaware of what makes up your credit history, then here are three points to sum it up: The number of credit cards in your possession. The number of loans you have at the […]

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August 22, 2016   /   by Ars Lexis   /   , ,

The Risk Factor: Why You Can’t Seem to Get a Small Business Loan

The Risk Factor: Why You Can’t Seem to Get a Small Business Loan

Why does a small business have it tough when securing a loan? Put simply, it all comes down to risk. The model for lending is really simple; interest from payments should be higher than the possibility of the borrower defaulting on the loan. The big questions is: How do banks calculate “risk”? The business’ industry […]

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August 16, 2016   /   by Ars Lexis   /   , ,

A Successful Wall Street Banker Offers a Piece of Career Advice

A Successful Wall Street Banker Offers a Piece of Career Advice

Kristin DeClark is the head of the technology equity capital markets of Deutsche Bank – the current number two team in the competitive world of Wall Street. Apart from that, DeClark is a mother of two (with another one on the way) and a competitive runner. Though it looks like DeClark has a lot of […]

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