Tag Archive: finance

June 5, 2017   /   by Ars Lexis   /   , ,

Health Insurance Coverage: Top Things You Need to Know

Health Insurance Coverage: Top Things You Need to Know

Health is important, and it should undergo strict protection as much as possible. Becoming sick or frail may lead to various consequences in work, school, and home. Aside from that, it could result in unexpected expenses excluded your budget. Getting sick may cost you more money than expected to cover for doctors’ fees, hospitalizations, medical examinations […]

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May 8, 2017   /   by Ars Lexis   /   ,

Is My Credit Score Really That “Bad”?

Is My Credit Score Really That “Bad”?

When trying to determine how “bad” a borrower’s credit score really is, they look at VantageScores and FICO scores. According to these entities, the usual dividing line between bad and fair credit is 630. And while lenders have different opinions on what bad credit is, in general, they fall into the following categories: Excellent Credit: 720 and […]

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April 19, 2017   /   by Ars Lexis   /   , ,

Bad Credit vs. No Credit: Which is Worse?

Bad Credit vs. No Credit: Which is Worse?

A lot of people avoid getting credit cards and always use cash for their transactions because they assume that having no debt, even in the form of standard credit cards, is just better. Although being debt-free isn’t necessarily bad, there might be times that having credit, even if it’s bad, might be better than having […]

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March 12, 2017   /   by Ars Lexis   /   , ,

The Good, the Bad, and the Ugly about Car Title Loans

The Good, the Bad, and the Ugly about Car Title Loans

Financial resources that lending institutions provide are diverse enough to meet different financing needs and accommodate different capacities to pay. Whatever your purpose is, there’s a financial solution that suits your need. For short-term cash fixes, there are many options that provide liquidity, flexibility and convenience. Payday loans, cash loans, merchant cash advance and Utah title […]

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December 17, 2016   /   by Ars Lexis   /   , ,

Enjoy the Financial Returns Offered by New Alternative Investments

Enjoy the Financial Returns Offered by New Alternative Investments

When your job allows you to earn more than what you need, the usual tendency is to put them in a regular savings account. This is due to the longstanding belief that banks are the safest places to put your money in. That is true, but have you asked yourself if the returns you gain […]

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November 11, 2016   /   by Ars Lexis   /   ,

Fixed-Rate Mortgages and the Hacks to Get the Most Out of It

Fixed-Rate Mortgages and the Hacks to Get the Most Out of It

Going through and exploring all the mortgage offers and packages is time-consuming and labor-extensive, but doing so is truly worth it. When you fail to take this critical step when taking out a home loan, you can end up with one that will lead to you wallowing in debts for a long time. Before you […]

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August 22, 2016   /   by Ars Lexis   /   , ,

The Risk Factor: Why You Can’t Seem to Get a Small Business Loan

The Risk Factor: Why You Can’t Seem to Get a Small Business Loan

Why does a small business have it tough when securing a loan? Put simply, it all comes down to risk. The model for lending is really simple; interest from payments should be higher than the possibility of the borrower defaulting on the loan. The big questions is: How do banks calculate “risk”? The business’ industry […]

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